Risk Assessment

noun phrase
/rɪsk əˈses.mənt/
A systematic process of identifying, analysing, and evaluating hazards, exposures, and vulnerabilities in a given area or system to determine the nature and magnitude of disaster risk, forming the evidential foundation for risk-informed decision-making in disaster management planning

✍️ Usage in a UPSC answer

The National Disaster Management Authority (NDMA) mandates district-level risk assessments that map exposure to floods, earthquakes, and cyclones, forming the basis for district disaster management plans under the Disaster Management Act, 2005.

Synonyms

hazard analysisvulnerability assessmentrisk evaluationthreat analysis

Antonyms

risk ignoranceunplanned exposuread hoc response

🌱 Word Family

risk assessment (n phrase), assess (v), assessment (n), assessor (n), risk (n/v)

🔡 Root

Old Norse riskr / Italian risco = danger/reef + Latin assidere = to sit beside (ad- = near + sedere = to sit); assess originally meant 'to sit beside a judge to assist in estimation'

📜 Etymology

Risk entered English from French/Italian maritime trade vocabulary in the 17th century; assessment from Medieval Latin assessmentum; the compound 'risk assessment' became institutionalised in disaster management through the UN-ISDR Terminology (2009) and Sendai Framework (2015)

🧠 Memory Hook

RISK + ASSESS: you ASSESS (sit beside and judge) the RISK — a careful examination of what could go wrong before disaster strikes

📝 Seen in UPSC Question Papers

Real UPSC previous-year questions whose text uses “Risk Assessment” — proof this word earns its place on your list.

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